Brake upgrades (Page 1/2)
hunter29 APR 20, 04:37 PM
What do insurance companies have to say about them ?
olejoedad APR 20, 06:54 PM
I suspect you would have to ask your insurance company.

I would think that collector car insurance might have a different take on upgrades than regular coverage.

But in case of an accident, lawyers get involved.
Raydar APR 22, 11:07 AM
I have fieroguru's 13" rotors on my car. (Stock 88 calipers.)
I have an Agreed Value policy through State Farm, and everything I've done to the car is was disclosed. They didn't even ask...
da.slyboy APR 22, 02:02 PM
I'm not certain most insurance companies put into consideration brake upgrades unless you are on an agreed value and have full race carbon ceramic brakes rotors that cost $3000 + per wheel.
theogre APR 22, 05:02 PM
For most standard policies....

They can and will cancel any policy with most of crap "upgrades" like infamous GA-Blazer "upgrade" that's part of TFS and other scam "upgrades." Some may cancel even when real companies like Willwood make a upgrade kit because your policy doesn't cover many types of upgrades.
Worse often you only find out after a wreck and I-co Investigator look at the car. Or get sued and Discovery etc shows you've changes X part(s) to "upgrade" them.
E2A--> Even if I-co doesn't cancel... I-co pays only X amount and loosing getting sued can cost many times more. Iffy "upgrades" won't help you in count.

They can/will cancel the policy for a lot of reasons...
And be careful asking your agent because questions like that may count ageist you cause higher bill or even auto cancel with little or no warning. Even Many Home Policies have been canceled by that and have a very hard time finding another company fast because most Car and Home Loans require uninterrupted Insurance or the Loan is Due Now. Some States have laws against this but still happens.

Related Example: You buy car w/ a "Weak" engine and "off the self" policy partly based on VIN number includes Engine Code then you upgrade or put bigger or way bigger engine and don't tell I-co and wreck then can have same problem or worse depending of I-co and state or city. I-co can claim Fraud and Many places have laws against race/ricer crowd.

Depending on exact upgrade used... even "Specialty" Car Insurance Co's used by Historic and "Hot-rod" crowd may barf on an upgrade after a wreck. (These are often Tagged as such too and I-co and/or states often limit driving to car shows and relented.)

------------------
Dr. Ian Malcolm: Yeah, but your scientists were so preoccupied with whether or not they could, they didn't stop to think if they should.
(Jurassic Park)

The Ogre's Fiero Cave

[This message has been edited by theogre (edited 04-22-2022).]

olejoedad APR 22, 06:36 PM
Ogre, you call the GA upgrade a scam, but you have no data to back it up.

There is good scientific data on this Forum that shows the benefits of the system.
Wichita APR 22, 08:54 PM
I have stock brakes, but will soon have regen brakes, so that is going to be interesting.

hyperv6 APR 24, 08:29 PM
Generally most will not question a thing unless there is flme direct cause due to poor brakes or bad upgrade.

Case in point if you put Corvette brakes on and pull a ball joint out of the they may say something but generally no they will not.

Collectors will not say a word unless again poor work.

My firm sells about any Aftermarket system there is and we have never seen or heard of an issue.
hunter29 APR 24, 10:34 PM
Thanks for the info guys.
theogre APR 25, 03:42 AM

quote
Originally posted by olejoedad:
Ogre, you call the GA upgrade a scam, but you have no data to back it up.

There is good scientific data on this Forum that shows the benefits of the system.


My cave, Brake Upgrade page has More "scientific data" then all GA "upgrade" users have. All you have are anecdotes and "Seat of their pants" claims by "people" that drive that crap on the street. Or people comparing old even dead brakes to new "upgrade" parts that claims stops "Better..."

Assume you have Good calipers etc on any car... Just Changing "Cheap" pads/shoes to Wagner TQ and other Premium parts will make a noticeably change in stopping distance and resist Brake Fade. GM and others often use very cheap pads/shoes even now. The only reason they use better pads in very recent years is for EPA et al forcing Low/No Copper in the brakes. See "Why Copper Is Disappearing From Brake Pads" @ Counterman or web search for more.

4W GA was first done by a "race team" with a car suffering Brake Fade and while may helps that specific problem causes other problems. I believe that car was Trailer to the track not driven because of is 100% illegal in most States and other Countries Because removes the Parking Brake functions. (Even if ignore they removed/added other things that a Race Org requires to run adding to street legal problems.)

Most install because They want a Cheap fix/"upgrade." Is only "Luck" that TFS and other Selling parts for this hasn't been Sued for pushing this crap.

Your state inspection may pass a car without P-brakes or have no inspection at all but many State's laws/rules Still Require a Working Parking/Emergence Brake.

There is No Way to safely mix GA front w/ OE Rear. And many don't want the Seville rear brakes that are same piston design as Fiero and others that takes more time and money pushing "upgrade" cost to or above cost to restore the Fiero brakes. (Every car with this rear piston has problems and most had Brake Recalls not just Fiero.)

Bad enough Many Morons put any Front calipers not just GA units on the back only and maybe try to fix F'd Bias later hiding potentially Fatal problems.

Far Worse, they Sell the Car to first sucker they can find and that person has all the problems and hart-attack when see the cost to fix.

Again, Get in a wreck with many Brake Upgrades, you better hope/pray to whatever that I-co and any lawyers don't find out you install or drove with most of them.